Terms of Service

Last Updated: December 6, 2025

Agreement to Terms

Welcome to Finsight. These Terms of Service govern your use of our website and educational services. By accessing our website or using our services, you agree to be bound by these terms. If you disagree with any part of these terms, you should not use our services.

These terms apply to all visitors, users, and others who access our website or participate in our educational programs. Please read them carefully before using our services. We may update these terms from time to time, and your continued use of our services constitutes acceptance of any changes.

Service Usage Terms

1. Acceptable Use Policy

You agree to use our services only for lawful purposes and in accordance with these terms. When using our website and services, you must not:

• Violate any applicable laws, regulations, or third-party rights
• Transmit any harmful, offensive, or inappropriate content
• Attempt to gain unauthorized access to our systems or networks
• Interfere with or disrupt the operation of our services
• Use our services for any fraudulent or deceptive purposes
• Reproduce, distribute, or commercially exploit our content without permission

2. Permitted Uses

Our services are provided for educational purposes. You may use our website to:

• Browse information about our courses and programs
• Register for and participate in educational programs
• Access course materials and resources provided to enrolled participants
• Communicate with us regarding our services
• Share your feedback and suggestions for improvement

3. Service Access Requirements

To access certain features of our services, you may need to create an account or register for specific programs. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You must provide accurate and complete information when registering and keep your information updated. Notify us immediately of any unauthorized use of your account or any security breaches.

4. Fair Usage Guidelines

We expect all users to engage with our services in a respectful and constructive manner. This includes treating instructors, staff, and fellow participants with courtesy, participating honestly in assessments and exercises, and using course materials only for personal educational purposes. Sharing course materials with non-participants or using them for commercial purposes is prohibited unless explicitly authorized.

Account and Access Terms

5. Account Creation Requirements

When creating an account or registering for our programs, you must:

• Be at least 18 years of age or have parental consent
• Provide accurate, current, and complete information
• Maintain and update your information as necessary
• Not impersonate any person or entity
• Use only one account per person unless authorized otherwise

6. Account Security Responsibilities

You are responsible for safeguarding your account credentials and for any activities or actions under your account. You agree to immediately notify us of any unauthorized access or security breach. We cannot and will not be liable for any loss or damage arising from your failure to comply with these security obligations. Do not share your account credentials with others or allow anyone else to access your account.

7. Account Suspension and Termination

We reserve the right to suspend or terminate your account if you:

• Violate these Terms of Service or any applicable policies
• Provide false or misleading information
• Engage in conduct that harms or could harm other users or our reputation
• Fail to pay fees when due

You may also terminate your account at any time by contacting us. Upon termination, your right to access and use our services will immediately cease. Termination does not relieve you of any obligations incurred prior to termination.

8. Multiple Account Policies

Unless explicitly authorized, each individual should maintain only one account. Creating multiple accounts to circumvent our policies, manipulate our systems, or gain unauthorized benefits is prohibited and may result in termination of all associated accounts. If you need multiple accounts for legitimate business or organizational purposes, please contact us for approval.

Service Availability and Modifications

9. Service Uptime and Maintenance

We strive to maintain reliable access to our services, but we cannot guarantee uninterrupted availability. Our services may be temporarily unavailable due to maintenance, updates, technical issues, or circumstances beyond our control. We will make reasonable efforts to provide advance notice of scheduled maintenance when possible. We are not liable for any loss or inconvenience resulting from service interruptions.

10. Feature Availability

The features and functionality of our services may vary over time. We reserve the right to modify, suspend, or discontinue any aspect of our services at any time without prior notice. New features may be added, and existing features may be changed or removed as we continuously improve our educational offerings. Your continued use of our services after such modifications constitutes acceptance of the changes.

11. Geographic Restrictions

Our services are primarily designed for users in India, though they may be accessible from other locations. We make no representation that our services are appropriate or available for use in all geographic locations. If you access our services from outside India, you do so at your own initiative and are responsible for compliance with local laws and regulations.

12. Service Modifications and Updates

We continuously work to improve our educational programs and website functionality. This may involve changes to course content, delivery methods, platform features, or user interfaces. While we strive to enhance the user experience with each update, we cannot guarantee that all changes will meet your preferences. We will communicate significant changes that may affect your experience when reasonably practical.

Intellectual Property Rights

13. Content Ownership

All content on our website and in our courses, including text, graphics, logos, images, videos, course materials, and software, is the property of Finsight or our content providers and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from our content without explicit written permission.

14. User-Generated Content Rights

When you submit content to our platform such as questions, comments, feedback, or assignments, you grant us a non-exclusive, worldwide, royalty-free license to use, reproduce, modify, and display that content for the purposes of providing and improving our services. You retain ownership of your content but warrant that you have the right to grant us this license and that your content does not infringe on any third-party rights.

15. License Grants

When you enroll in our programs, we grant you a limited, non-exclusive, non-transferable license to access and use the course materials for your personal educational purposes only. This license does not permit you to share, distribute, or commercially exploit the materials. The license terminates when your enrollment ends or if you violate these terms.

16. Copyright and Trademark Notices

The Finsight name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of Finsight or its affiliates. You may not use these marks without our prior written permission. All other names, logos, product and service names, designs, and slogans mentioned are the trademarks of their respective owners.

Payment Terms and Fees

17. Course Fees and Payment

Course fees are clearly stated on our website and must be paid in full before accessing course materials, unless alternative payment arrangements have been explicitly agreed upon. All fees are quoted in Indian Rupees. Payment can be made through our designated payment methods. By enrolling in a course, you agree to pay all applicable fees. Failure to pay fees may result in suspension of access to course materials and services.

18. Refund Policy

Our refund policy varies by program and will be communicated to you at the time of enrollment. Generally, refund requests must be made within a specified timeframe from enrollment. Refunds may be subject to administrative fees or conditions based on the extent of course materials accessed. Please review the specific refund terms for your program carefully before enrolling. Refund decisions are made at our discretion in accordance with stated policies.

19. Price Changes

We reserve the right to change our pricing at any time. Price changes will not affect courses for which you have already paid. New pricing will apply to future enrollments. We will make reasonable efforts to communicate significant price changes in advance, though we are not obligated to do so.

Disclaimers and Limitations

20. Educational Purpose Only

Our courses and content are provided for educational purposes only and should not be construed as financial advice, investment recommendations, or professional consultation. We do not guarantee specific outcomes, career advancement, or financial results from completing our programs. All decisions you make based on information from our courses are your own responsibility. You should consult with qualified professionals for specific advice regarding your financial situation.

21. No Warranties

Our services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not warrant that our services will be uninterrupted, error-free, or completely secure. We make no warranties regarding the accuracy, completeness, or timeliness of the content provided. Your use of our services is at your own risk.

22. Limitation of Liability

To the fullest extent permitted by law, Finsight shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from your access to or use of our services. Our total liability shall not exceed the amount you paid us in the twelve months preceding the event giving rise to liability.

Changes to Terms and Contact

23. Modifications to Terms

We may revise these Terms of Service at any time without prior notice by posting updated terms on our website. Your continued use of our services after changes are posted constitutes your acceptance of the modified terms. We recommend reviewing these terms periodically. The "Last Updated" date at the top of this page indicates when the terms were last revised.

24. Governing Law

These Terms of Service are governed by and construed in accordance with the laws of India, without regard to its conflict of law provisions. Any disputes arising from these terms or your use of our services shall be subject to the exclusive jurisdiction of the courts located in Mumbai, Maharashtra, India.

25. Contact Information

If you have questions about these Terms of Service, please contact us using the information provided at the top of this page. We will respond to your inquiries as promptly as possible.